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    VISA® Credit Cards

Verified VisaAt Kerr County Federal Credit Union, we offer the VISA® Classic credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a Kerr County Federal Credit Union VISA® Card.

You'll enjoy the following benefits:

  • No annual fee
  • Fixed rates
  • 25-day grace period
  • No transaction fee on cash advances from your credit union (interest accrues from the day of the advance)
  • Free travel and accident insurance
  • Optional life and disability insurance available at low rates

Please click here to report a lost or stolen Kerr County Federal Credit Union VISA® credit card or click here for the credit card payoff calculator.

The Plan That Works For You
VISA® Classic
Annual Percentage Rate (fixed rate)
10.5%
Annual Membership Fee
NONE
Grace Period for Purchases
25 DAYS
Method of Computing Balance
Average Daily Balance (including new purchases)
Minimum Finance Charge
NONE
Transaction Fee
NONE

Cash Advance Fee: NONE
Over-Credit-Limit Fee: $20.00
Late Payment Fee: $20.00 if paid ten (10) or more days after due date. Late payments and over-limit transactions violate your VISA® account agreement.
Charges incurred by use of the VISA® card are due on receipt of the account statement.

Return Check Fee: $20.00
Request for Statement Copy Fee: $4.00
Card Replacement Fee: NONE