Share Rates


Share Rates

$5 minimum investment

Annual Percentage Yield is accurate as of October 1, 2024. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

Share Rates $5 minimum investment Rates
Account Type Min. Opening Deposit Min. Balance to Earn APY Dividend Rate Annual Percentage Yield
Dividends will be compounded quarterly and will be credited quarterly using the Average Daily Balance.
Regular Share Account $5.00 $100.00 0.75% 0.75%
Special Share Savings N/A $100.00 0.75% 0.75%
Share Draft Account N/A N/A 0.00%
Money Market Checking Account $5,000.00 $5,000.00 1.50% 1.51%

Share Certificates

Annual Percentage Yield is accurate as of October 1, 2024. Rates and other terms may change at any time without prior notice. $1000.00 minimum required to open Share or IRA Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

Dividends will be compounded quarterly. If you close your share account before dividends are paid, you will not receive the accrued dividends.

Share Certificates Rates
Terms Min. Opening Balance Min. Balance to Earn APY Dividend Rate Annual Percentage Yield
6 Months $1,000.00 $1,000.00 2.75% 2.78%
12 Months $1,000.00 $1,000.00 4.25% 4.33%
24 Months $1,000.00 $1,000.00 4.00% 4.07%
48 Months $1,000.00 $1,000.00 3.75% 3.82%

APY = Annual Percentage Yield

Jumbo Rate: No jumbo rate offers at this time.

 

IRA Certificates

Annual Percentage Yield is accurate as of October 1, 2024. Rates and other terms may change at any time without prior notice.

IRA Certificates
Terms Min. Opening Balance Min. Balance to Earn APY Dividend Rate Annual Percentage Yield
IRA Accumulator $100.00 $100.00 2.75% 2.78%
12-Month IRA Certificate $1,000.00 $1,000.00 4.25% 4.33%
24-Month IRA Certificate $1,000.00 $1,000.00 4.00% 4.07%
48-Month IRA Certificate $1,000.00 $1,000.00 3.75% 3.82%